How To Apply For Loan Borrow Money From UBA. In this article I'll show you How can I get Instant loan from UBA, UBA No Wahala Loan code, how to apply for uba loan online
How To Apply For UBA Loan - Borrow Money From UBA
Wether you are a salary earner or self-employed, you can get a loan of up to N5million naira in one minute at an interest rate of 1.58% monthly and pay back easily over 12 months. No hidden charges.
Types Of UBA Loans You Need To Know
UBA Personal Loan
Click Credit UBA Loan
Auto UBA Loan
Insurance Premium Financing UBA Loan
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List Of Available UBA Loans To Borrow Money From
UBA Personal Loan
The UBA Personal Loan product is designed to support all salary earners in meeting their life long dreams. With this product, you can cover medical bills, make home improvements, give your side hustle a little boost, pay for a training to improve yourself and do so much more!
Product Features & Benefits Of UBA Personal Loan
Convenient repayment period of 60 months
Interest rate as low as 18%
One-off management fee of 1%
Maximum loan amount of N30million
Minimum loan amount of N100,000
Access up to 50% of your debt service ratio(DSR)
Requirements For UBA Personal Loan
Functional savings or current salary account
Duly completed loan application form.
Valid means of Identification (international passport, national driver’s license, national id card and voters card).
Employer’s undertaking to domicile salary with UBA.
Duly accepted offer letter or employee inquiry form (The offer letter should contain Employee Name, Employee Job
Description/Position; Nature of Employment (Permanent or Contract); Employee Job Status (Confirmed or unconfirmed).
Copy of the obligor’s staff ID.
How To Apply For UBA Personal Loan
Submit a completed loan application form with supporting documents at any branch
Execute an offer letter detailing the loan terms and requirements, following loan approval
Loan will be disbursed into salary account domiciled with the Bank.
Click Credit UBA Loan
This is a superfast loan for all your emergencies. Wether you are a salary earner or self-employed, you can get a loan of up to N5million naira in one minute at an interest rate of 1.58% monthly and pay back easily over 12 months. No hidden charges.
Product Features & Benefits Of Click Credit UBA Loan
Convenient repayment period for 12 months
Maximum loan amount of N5 million
Minimum loan amount of N50,000 naira
Interest rate of 19% annually (1.58% monthly)
No collateral, no documentation needed
Requirements For Click Credit UBA Loan
A UBA account with a regular inflow of at least N25,000 monthly
How To Apply For Click Credit UBA Loan
Dial *919*28#
Chat with Leo via Facebook or Whatsapp using the keyword "Loan".
Click credit is also available on UBA internet Banking and Mobile Banking platforms.
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Auto UBA Loan
Do you want to get a car for the road?
Whether it’s your first car or you want to upgrade to a higher model, the UBA Auto Loan product enables you to drive your dream car, while you repay conveniently. Approved brands are Toyota, Honda, Mitsubishi, Hyundai, Mercedes, Nissan, Ford, Suzuki, Kia and Volkswagen.
Product Features And Benefits Of Auto UBA Loan
Access to reputable auto dealers/retailers
Convenient repayment terms; up to 48 months
Competitive interest rate
Maximum loan amount of N15m
Minimum equity contribution of 30%
Mandatory comprehensive insurance and vehicle tracking
Eligibility Criteria Of Auto UBA Loan
Functional savings or current salary account
Duly completed loan application form.
Valid means of Identification (International Passport, National Driver’s License, National ID Card and Voters’ Card).
Employer’s undertaking to domicile salary with UBA.
Duly accepted offer letter or employee inquiry form (The offer letter should contain Employee Name, Employee Job Description/Position; Nature of Employment (Permanent or Contract); Employee Job Status (Confirmed or unconfirmed).
Copy of the customer’s staff ID.
How To Apply For Auto UBA Loan
Visit any of the approved auto vendor stores to obtain pro-forma invoice (PFI) for preferred items.
Visit a UBA branch to complete a loan application form.
Execute an offer letter detailing the loan terms and requirements, following approval of the loan.
Pick up your preferred automobile from the auto vendor.
Insurance Premium Financing UBA Loan
Are your insurance premiums weighing you down? With UBA Insurance Premium Financing offer, we make it easy for you to protect everything you hold dear. We will pay to insure your assets against loss and you can repay conveniently over a year.
Product Features And Benefits Of Insurance Premium Financing UBA Loan
Convenient repayment period of 12 months
Competitive interest rate
Maximum loan amount of N5million for registered businesses and N1million for individuals
Minimum loan amount of N50,000
Minimum equity contribution of 2 months’ Instalments
Eligibility Criteria For Insurance Premium Financing UBA Loan
For Individuals:
Functional account
Duly completed loan application form
Evidence of ownership of asset to be financed
For SMEs and Corporate Organizations:
Functional business account
Duly completed loan application form
Board Resolution
Company and Director(s) Information
List of Asset(s) to be financed
How To Apply For Insurance Premium Financing UBA Loan
Visit any of the participating insurance bodies to obtain an invoice for premium payment
Then, visit a UBA branch to complete a loan application form and also submit required documents.
Fund your account with equity contribution of 2 months’ instalments.
The loan will then be credited into your account and moved to the insurance’s account along with the equity contribution.
Insurance company will send proof of payment to you.
Conclusion
Thanks for reading this write up about UBA loan, I'm sure by now you have learnt how to borrow money from Uba?
If you have questions or challenges feel free to use the comment box below.
